Difficulty in Obtaining Motor Insurance Cover
As Singapore laws require all vehicles on the road to have compulsory insurance. Without proper insurance cover, the vehicle is not allowed on the road, so the car cannot be bought or cannot be used.
Driving without insurance cover is a serious offence that can result in fines, suspension of driver’s licence and or a jail term. Information on the penalties here.
For certain drivers, insurance coverage may be rejected due to:
- Insufficient driving experience
- Traffic offenses committed or
- Past accident history
Many of these are hurdles to obtaining insurance, especially when seeking insurance for exotic and performance models, and also the reason for higher pricing. This is a particularly frustrating situation.
But there is no need to fret, we are here to help. Whilst we are not able to guarantee low cost in these situations, we are fairly certain that we would be able to negotiate and obtain cover so that you will be able to drive on the road.
Do contact us (or use the contact from at the right side of this page) to leave us the below information and we will do the necessary to gather some quotes and negotiate cover for your motor vehicle so that you may continue to drive on the road.
We need the following info:
- Full Name
- IC number
- Vehicle licence plate number
- Date of passing Class 3 driver’s licence
- Date of birth
- Marital status
- Any accidents in the past three years (if yes, please state the date and amount claimed)
While it is tempting to hide certain information so as to obtain cover, this is a very dangerous practice as it may result in insurers rejecting claims and may be considered by the authorities as equal to having no insurance cover. Do declare all necessary details – we will work with the information provided. Though not guaranteed, we often pride ourselves in being able to find an insurer who would be willing to insure even with unfavourable circumstances declared.