Category: Car Owner’s Notes

Refinancing Car Loan Helps Relieve TDSR

Shafi Thumbs Up With A Renewed COE Hyundai from SG Cash N Cars

Total Debt Servicing Ratio – often abbreviated as TDSR – this one loan assessment criteria often stops the banks from granting you further loans for any purchases or spending, whether for housing, renovation, car or any other purchase that requires

October 2018 PQP Result & How Close Was Our Prediction?

Image showing COE PQP Loan customer

So this was our COE PQP prediction for October in a post just a few days ago: Cat A $30,784 Cat B $32,436 Cat C $29,513 And this is the actual PQP Cat A $30,284 Cat B $32,278 Cat C $29,397

PQP Prediction for October 2018

SG Cash N Cars Renewed COE For Me Happy

Ladies and gentlemen, if there is good news to be shared, then let me be the one to share it! We think that bearer of good news is always welcome! And yes, I want to be that guy you are

August to September PQP Fluctuation

We do PQP monitoring for our customers, and this below is some of the info that we look at to advise them on which month to renew – customers who intend to renew their COE obviously want to pay on

Car Refinancing The Best Choice For When You Need Some Cash?

Whether it is for something such as a holiday or for unexpected opportunities for investment or, touch wood, an urgent medical need – it always pays (literally!) to know where you can go to to get some cash to solve

Common Questions About Car Refinancing That We Get Asked

We hope this helps those who are considering refinancing your vehicle or vehicles, because yes, it can be done. And it is way better than taking a loan from a licensed money lender for several reasons, not least because the

Common Questions About COE Renewal We Get Asked

There are many little secrets about COE renewal – we get asked these question quite often by people who are wondering about renewal of their COE – these are some of the common questions we get asked, and our answers.

June PQP 2018 And Near Term Outlook

Interesting how the PQP looks at the moment as we are seeing the PQP rise for the first time in quite some time. COE bids always lead the PQP results, so this means a stabilization of Cat A? The results

May 2018 PQP Results

Similar consecutive drops in the PQP for Cat B up to May 2018

We are at the time of April where we are able to calculate the May 2018 PQP results and here are the confirmed figures: Cat A May PQP $38,192 for 10 years, $19,096 for 5 years Cat B May PQP  $38,712

PQP Direction for May 2018

Well here we are after the first bid of the month of April – and we do get a number of calls asking how that has affected the PQP. Short answer is – nothing has happened! Yet. That’s because there