early settlement Archives - Car Loan & Car Insurance

Top 5 Car Loan Terms & Conditions That Can Cost You More Than Interest Rates

By Robin Long Posted on October 23, 2019 Posted in Loan News Tagged with car financing, car loan terms and conditions, early settlement, good car loan, interest rates, loan penalty charges

So what exactly do you look out for in a hire purchase car loan besides interest rates?

There is whole lot more to getting a car loan that you thought! We do car loans and financing, and the most common question we get is “What is the interest rate?” It’s so common that the layman in the …

Top 5 Car Loan Terms & Conditions That Can Cost You More Than Interest Rates Read more »

SG Cash N Cars

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Based on 220 reviews

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J Wong

09:42 10 Oct 23

3rd time transcation. Good service, reasonable price.

boon hua ong

05:13 10 Oct 23

John Cliff Salve

07:47 10 Sep 23

It was a pleasure going through refinancing application with Robin and Jasmine’s support. They were very patient, helpful and... keen to support all the way. They made sure that I understood each step of the process. I came in hoping to get a good refinancing plan and came out with the best option, all thanks to Robin and Jasmine’s help. All the best to you both!read more

WEI KIT TAN

14:34 05 Sep 23

5 stars service from Robin and Jasmine!

Joseph Tan

01:31 28 Jul 23

Contacted Robin & Jas for a refinancing plan. After checking a few places, decided to go with them which was the best choice I... had made. They detailed down exactly what is going to happen, what they can do and provided the best help and support i could get. Kudos to their services and i'll definitely recommend anyone in need to go to them.read more

Rudi Kuan

07:54 26 Jul 23

Very professional service provided by both Robin and Jasmine, this will be a go too company for my future car transactions.... Highly recommend.read more

Judy Chew

04:45 01 Jun 23

Found their company thru google and with good review so we went to find them. Both Robin and Jasmine are very knowledgeable and... they rush our application for us.read more

Joseph Ng

09:30 18 Apr 23

Glad to find Robin to help me on my car insurance, as my car register as R10, my car insurance was rejected, and drive my car... every day. He quickly helps me to source a new insurance.read more

Yu Xuan Phang

12:56 24 Mar 23

Very helpful & detailed explanations given. Friendly and you know exactly what to expect. Highly recommend! 👍🏼

jason lim

10:29 24 Mar 23

It was a breeze with Robin and Jasmine to assist for my first COE renewal. They were patient at explaining procedures and... processes even though it was a referral. Advises were spot on and they are a team who knew what they were doing. After all, they’ve been in the market for past 10years. Business aside, they were real funny and easy to chat with. Generally really nice folks and it has been my pleasure meeting you. Definitely first on mind for anyone looking for motor advice. 👍🏻read more

Muhamad Firman

04:32 02 Feb 23

Robin and Jasmine assist me in my car transaction. They are professional in handling my issues and explained the process in... details.Would recommend to anyone who needs car refinancing.read more

tan heng

05:32 19 Jan 23

Robin and Jasmine were there for me when i need to refinance my car.They are fast and good when replying to my enquiry .They... settle my case within a week and i had some cash in hand to pull through this Chinese New Year .I am lucky to have met them in time of need .Wish everyone to have a good Rabbit Year ahead.Cheers Robin and Jasmine form SG Cash N Carsread more

Kevin Ng

11:00 28 Dec 22

Highly recommend Robin and Jasmine services. They were very professional and have broad knowledge for their services. The... response was very efficient and they would update you accordingly of the works. They have do up a good job.read more

Z Lee

11:29 30 Nov 22

Served by jasmine and Robin, had a last minute request to refinance my car as we draw close towards month end… and they helped me... to refinanced within 1/4 of a day and processed all paper work for me. Very efficient and professional. Saved me a ton of money by making educated financing option. Highly recommended. Located in B3… just take a lift downread more

09:49 25 Nov 22

Highly recommend Robin and Jasmine services. They were both indeed very professional and have broad knowledge across the span of... their services that they provide. The response was very efficient and they would update you accordingly of the works. Do approach them if you need any enquiries on car loan or insurance. Keep up the good works. Cheers!read more

ChunHou Kok

10:47 05 Sep 22

Robin and Jasmine were phenomenal in sourcing the best options for financing and insurance. Responsive and professional, both of... them go the extra mile to ensure a smooth experience for their customers. 10/10 would reccommend!read more

Kyo Chiang

04:39 26 Aug 22

Very trustworthy company, very efficient, with a client-oriented approach to decision making. Robin n jasmine are very... professional and experienced Very satisfied 5 stars.read more

Sam Tan

03:15 12 Aug 22

Only one word to describe Robin and Jasmine -Professionalism.I used SG Cash N Cars for my car refinancing. Robin was very... patient explaining the process to me as I ask him pretty hard questions. Actually it is his non aggressive and pleasant personality that put me and my wife at ease.We managed to settle the refinancing about a week. We are extremely pleased with Robin and Jasmine services and highly recommend their expertise to people seeking to refinance. They walk their talk. Best team!read more

Mohamad Azeli

15:43 16 Jul 22

I'm so glad that i met wt Robin and Jasmine to handle the refinancing of my car. The process was so seamless and they are very... helpful. Potential customer can rest assured your needs will be look into without worries.Keep it up guys!!..read more

favian goh

09:55 08 Jun 22

Best service provided thus far by Robin and Jasmine. Thoroughly pleased with their service. Very efficient and knowledgeable.... Superbly satisfied 👍🏻👍🏻read more

jhxy jhxy

07:35 12 May 22

Robin and Jasmine had been very professional and helpful throughout the process of refinancing my car loan. They helped me to... push the completion of the car loan and insurance in order to secure the good rate, Appreciated their help. All was done within a week from the 1st time that I met them. The whole process was swift and pleasent. They are very friendly too and most importantly, Honest. Thumb Up! will recommend them to friends and family in the future.read more

Traders Solution

12:15 23 Jan 22

Robin and Jasmine were very helpful and they are open to discussion. They even went extra mile to make it happen immediately... after we shared our situation. Approval process was very fast and smooth even though they are busy with other clients, details were shared very clear and transparent. Highly recommend them! 👍👍👍👍read more

Ben Eu

09:13 05 Jan 22

Robin and Jasmine certainly knows their stuff very well. The whole process took less than a week if mot due to the Holiday (NY)... it will be even faster. A very trustworthy company to deal with. Thank You very much!read more

SELVI RAJAN

08:38 01 Dec 21

I am extremely happy with the services of SG Cash N Cars. Robin went all the way to ensure that I was in time for the Nov COE... bidding.I only informed him of the renewal on 29th Nov and by the next day he managed to complete the process despite so many hiccups. He is very proactive and responsible. He secured the best loan and Insurance he could possibly get. Handling my case wasn’t easy as it involved a lot of changes and the timeline was short.Thank you Robin and Jasmine once again for all your effort … I really appreciate it.read more

dzukri bachtiar

10:42 05 Oct 21

Jasmine & Robin are very friendly, helpful & approachable partners. Just texting and replies are responsive. Both very helpful &... responded quickly to my queries. Patiently explain and look up best deals for my re-financing. A very trustworthy company which is highly recommended. Thank you Jasmine & Robin!!read more

Meng Or

03:49 02 Oct 21

SG Cash N Car is professional and efficient. 💪Robin and Jasmine worked tirelessly and ensured to get the best car... refinance package for me.They are also Very understanding as they could work within my busy schedule. Cheer’s 🤝! 👍read more

DESMOND LEONG JUN HAO

10:54 29 Sep 21

Robin & Jasmine are very helpful and friendly. They were very professional in handling client requirements. They explained to... client in detail of every aspect,thumbs up for their service rendered,cheers! Will strongly recommend to friends in need. Well done👏👏👏read more

Damien Lim

10:14 23 Sep 21

Robin is efficient and a very good person to go to for enquiries and help’ 👍🏻

Elaine Oh

03:43 17 Sep 21

Jasmine & Robin are very friendly, helpful & approachable partners. Has approached Jasmine for some inquiries thru phone. She was... very helpful & fast response to our queries. Explaining every details to us patiently. Even on weekend which is her rest day, she is still very responsive. Managed to secure & bought our car with the help of their service for finance & insurance. A very trustworthy company which we highly recommended them. Thank you Jasmine & Robin!!read more

Vincent Lim

02:30 16 Sep 21

Robin & Jasmine did a very professional jobHave 100% confident in their good hand

DANIEL KOH

08:05 12 Sep 21

Jasmine and Robin were very detail and patient in explaining the COE renewal and loan process. All went without a hitch. Even... after completing the transaction, still replying to my followup questions. Impeccable service.read more

Rueben Lach

07:55 11 Aug 21

Prompt service, efficient and trustworthy. Highly recommend for a swift response with a solution

Tiara Umaya

06:21 22 Jul 21

A 5-star experience with SG Cash N Cars!!!Bravo to the power duo, Robin & Jasmine.We decided to engaged their service to... handle our vehicle refinancing which was hellacious however they managed to settle within two weeks. A wondrous feat...Robin, as a patient man himself, handled our uncertainties and ensured us with his professionalism. Jasmine gave great pieces of advice and made the whole process less stressful.Highly recommended for those looking for vehicle refinancing, COE Renewal, and even vehicle insurance, they have it all in one.Look no further, they’ll save you from all the hassle.THANK YOU!!read more

Bryan Tan

14:23 02 Jun 21

Excellent service rendered by Robin and Jasmine! Robin was very patient with my questions and he worked hard to chip away my... doubts on the renewal process while Jasmine was spontaneous in addressing my concerns. Their efforts have won me over and I must say they are true professionals! To add icing to the cake, they have one of the lowest admin charges in town. Highly recommended if you are looking to have a trusted partner in your COE renewal journey!read more

Tiong Wei Jie

00:40 04 May 21

Robin and his colleague were proactive, very helpful and answered all my related queries well. In addition, they went the extra... mile to help me source for a more comprehensive n beneficial car insurance at the same premium. Great experience.read more

Nora Rahmat

10:45 28 Apr 21

Great service by Jasmine and Robin... willing to answer to all our queries... been great help with the process and very prompt in... their services...Good job!read more

CK Chua

01:15 11 Apr 21

Friendly, efficient and very professional!Robin and Jasmine was able to offer the best financing and insurance deal for my... car.I am very happy with their service, highly recommended.read more

Thiyagarajan Loganathan

10:37 01 Apr 21

What can I say about SG CASH N CARS that has not been said before? Honest, straight forward, fast with the updates and most of... all, friendly. My wife and I felt the service rendered to us by them was what you would say are "true professionals". Jasmine and Robin were there always, making sure all my auto needs were solved and sorted. Thank you, guys, and thank you, SG CASH N CARS!!read more

WT Ong

06:36 21 Dec 20

My first time renewing COE and my experience with Jasmine and Robin is great. Jasmine handled my case and everything went... smoothly, loan and insurance etc. Definitely will approach them again. Highly recommended.read more

Jeff Neo

03:37 09 Dec 20

1000% trustworthiness company even though they look small but the attractiveness was they are able to work with u to achieve your... goals. Thanks God I found them. God bless. Well done!read more

Mighty Foodie

08:33 09 Nov 20

Saw a lot of good review about Sg Cash N Cars and decided to contact them for car refinancing. Robin and Jasmine are very... professional and explained in details about the procedure. They kept me update on the progress timing and the job is done within days. Very trustworthy. Highly recommended.read more

Kingsley Tan

15:03 28 Oct 20

Cash N Cars is a very highly recommended company. Robin and Jasmine went out of their way to make sure my transaction went as... smoothly as it can. They are very friendly and always look out for the customer’s best interests! I thoroughly enjoyed dealing with them!read more

RICHARD YUEN

08:54 22 Oct 20

It took me a 5 minute phone call and it was arranged.Thought it was a scam that it was so easy.Jasmine proved me wrong when I... reached the office at Upper Thomson.I missed the turning first time - my bad.30 minutes later, it was fixed and after a few days of arrangements (none for me) I went over again to sign off.Cash N Cars even suggested ways of getting the most out of my new insurance and this was so much lower than what I paid before.Definitely my kind of vendor and business partner.read more

Steven Quek

13:39 12 Oct 20

Robin, is very helpful and resourceful, i wanted to get a loan replace the current M* bank loan (The bank is not professional in... handling COVID-19, the bank management did not give clear instructions and totally not willing to help their customer during the COVID-19). I approach Robin and within 1-2 days help me to get the car loan refinance and explain very clearly the whole procedure and the costs. He even able to help me get car insurance much better deal my current.I strongly recommend to anyone looking for car related business...read more

Jess Jess

10:05 30 Aug 20

Experienced team offering transparent and reasonable-priced service to facilitate in my Car COE Renewal, COE Renewal loan... packages analysis and application, car insurance packages analysis and application to suit my needs. The team has patiently explained to me the step-by-step procedure and costings; and didn't up-sell me any non-urgent car repair. I'm already recommending friends who need to renew their car COE or looking for COE Renewal loan.read more

Stephen Gani

07:09 25 Aug 20

I don't normally write review but I made an exception for them. If you are looking to renew your COE and don't want the headache... of navigating all the processes and red tape set by our gahmen, look no further. I signed up with them super early, since part of the services provided is for them to monitor the PQP price and advise when would be the good time to renew. Since the very beginning, Jasmine and Robin have been very helpful and generous in explaining things to me. They did everything promptly and neatly. Communication was great. They even helped me to sort out my problematic auto insurance company. Couldn't ask for anything more. Definitely worth every cent, paying for their services.read more

ys lin

10:12 08 Aug 20

I have a great experience with Robin and Jasmine on their solution for my car matters. Both of them provide fast and reliable... solution and ensuring a good deal for myself. Appreciate their good follow up and friendly peer to peer advise. Will definitely recommend their services to my friends and family.read more

Edward Chua

04:46 06 Aug 20

Professional and patience to explain the process step by step and providing options to resolve my questions and 2 meetings was... all it took to complete my transaction. Kudos to Robin and Jasmine. Thank you very much.read more

SANJAY SANDHU

10:43 04 Jun 20

Hello Everyone,MY name is Sanjay & I’m based overseas for work at the moment & unable to return to Singapore due to the... COVID-19.I have just renewed my COE with Jasmine who was my contact person throughout the whole process.My personal experience working with Jasmine was truly amazing & seamless. Her work ethics go beyond the normal as I’m on a 4 hour time difference from home Singapore & Jasmine always accommodated my timing even answering my WATSAPP texts late into the night.I would recommend working with SG Cash N Cars without any hesitations. They are a very highly dedicated company & always give you the best information & sound advice you need in renewing the COE.This a real review.Jasmine I would like to personally send you The Best Compliments for an Amazing Job Done!!!Thank You for all the time & efforts that you helped me with the seamless process.Keep Up The Great Work!!!read more

Goh Marcus

07:28 14 May 20

The best from my experience. Coming from similar trade background, even through difficult times, remote exercise was vital with... precise step by step guide.Thanks Robin & Jasread more

Sin Tan

05:31 15 Apr 20

Was looking to refinance my car and very pleased to come across Sg Cash N Cars. Robin and Jasmine exceeded the expectations i... had. They dealt business with utmost transparency and went the extra mile to find the best deals. Our case was complicated as there were documents to be shipped overseas and back (the covid-19 situation didn't help). The whole process took 3 weeks but they closely followed through till the end.My wife and I are very grateful to meet the both of you. Thank you for accommodating us and stay safe during this period!read more

Ng Jason

14:46 25 Mar 20

Robin and Jasmine were very details and patient in the whole process that makes me very assured in refinancing my car with them.... They compared quotes and shared with me the best deals and the common mistakes in evaluating quotes. I just chance upon them via Google and did not regret my decision to go with them. I would highly recommend them.read more

Cash Ong

06:27 25 Mar 20

In the hunt for COE renewal quotes, Robin and Jasmine were the only ones who replied in an non-automated email template response... manner. The first meeting was informative and strangely enjoyable as we would also chit chat about other stuff. What started as a service inquiry ended up with making new friends. PS - it also helped that they were VW enthusiasts 😝 Thanks Guys for helping me keep my beloved baby bug!read more

Gershon Koh

03:00 05 Mar 20

Robin helped me get the best quote for my vehicle, saving me almost 50% from my previous premium. He also negotiated on my behalf... to save a few hundred more, which I really appreciate. Thanks Robin for the help, I look forward to engaging your service again in future!read more

A Google User

04:56 27 Feb 20

Jas and Robin helped me with my COE renewal and it was an extremely pleasant experience dealing with them. Keep up the good work... and highly recommended!read more

A Google User

05:46 13 Feb 20

Look no further guys Contact them immediately!Professional Transparent Hassle free service by Mr Robin and Jasmine... :)Financing my first Commercial Vehicle for Bus Loan with them was a Blissful experience.Thank you Mr Robin & Jasmine for making my dream of buying a bus a Reality!read more

iskandar jamaluddin

04:41 06 Feb 20

Robin and jasmine are professional.Easy and fast transaction.what else can i said 5 star for them for the good job they have... done.recommended.read more

jingxuan lee

12:56 22 Jan 20

Our neighbors introduced Both Robin and Jasmine to us and due to time constraint , we had to get our car insurance and COE matter... done within a few days. They both had been very great help to us and we managed to settle in within 2 visits. Highly recommended!read more

Chua Joe

01:21 20 Dec 19

Robin and his wife were friendly and professional. Although they went on their planned holidays just after they assisted me to... submit my car loan application to several finance companies, they still attend to my request via WhatsApp. The transaction was smooth and I am glad to engage them. Thanks Robin and Jasmine for the tasty water melon juice in your office.read more

Ray Lim ZY

16:55 08 Nov 19

Thank you Robin and Jasmine for working so hard in securing me the best financing deal for my car which I understand is very rare... in Singapore. Highly recommended for all car related matters!read more

RSR 2016

06:10 30 Oct 19

Very friendly. Responsive and good. Very satisfied with the services.

Julinar Ishak

10:25 24 Oct 19

Friend recommend me abt this place and feeling delighted about both couple explanation and all goes smooth as plan...trusted... place to visit...read more

Keith Liang

06:33 24 Oct 19

Glad to have used SG Cash N Cars services. They are very personal, honest and competent. Thank you for providing a excellent... experience for me throughout the process. 👍read more

Ric Sng

14:44 23 Sep 19

I have decided to used SG Cash & Cars for my COE renewal all because of Robin & Jasmine honesty and sincerity. There was no... ambiguity and they explained well. Highly recommend them to you for your car loans and other related business.read more

Vincent Guok

10:18 21 Sep 19

Both Robin and Jasmine were very helpful and resourceful in facilitating my car loan and insurance. They gave clear information... on the various options available and were very patient when I needed clarityin understanding some of the clauses.It was a pleasant experience dealing with them.read more

Patrick Pu

06:14 13 Sep 19

Robin is very experienced & helpful when I approached him. He tried his best to help and provided valuable advice for my needs. I... would recommend him to anyone who needs assistance in car financing matters.read more

Gafar Baba

04:17 12 Sep 19

Jasmine was really helpful and professional. Her extensive knowledge in automotive finance helped me in making right decisons... that benefits us. Very informative and trustworthy. Highly recommended.read more

MCJ C

04:59 11 Sep 19

SG CASH N CARS are super efficient, honest & friendly!They gave expert advice, helped with the paperwork, and also guided me... "step-by-step" through the online processing in the authority's portal.read more

Casey Goh

01:06 30 Aug 19

Good recommendation to a local car workshop when my back wheel suspension fell apart and needed repair. The repair job cost was... reasonable. Thank you.read more

Syed Syaril

08:43 21 Aug 19

Was a fast and pleasant transaction from Robin's and his wife although our submission was quite complicated but they were the one... who makes thing look easy. Thanks for the fuss free transaction!!read more

Gabriel Foo

07:10 25 Jul 19

Robin and his wife were very friendly and approachable:) They are willing to spend time to explain the terms and conditions to... you if you are unsure. Besides, they are also knowledgeable and very prompt to reply. Fast and good service:) I would highly recommend them to anyone:)read more

Richard OKP

16:01 19 May 19

Robin and his wife provided me with their honest advice which allowed me to make a wise decision. They are really friendly and... efficient. Still remembered my first meeting with them which turned into a casual chit-chat session as if we have known each other for years! That's how amiable they are. I was able to get prompt replies and updates from them which saves me a lot of time. Would definitely recommend their services to anyone.read more

Melvin Tan

07:15 30 Apr 19

What started as a simple text enquiry for COE renewal for our Toyota Wish, turned into us getting a new car instead. We’re... extremely glad that we came across Robin and Jasmine, as the advices and service provided was exceptional. They were patient and attended to all our queries and needs, also helping us to secure the best deal both for loans and insurance.Definitely recommend them for any automobile related services, if you have any request, just drop them a call or pop by their cosy office.I’m sure they’ll be more than glad to attend to your queries!read more

Lim Benny

10:19 25 Apr 19

Very very happy with Robin and Jasmine. Their style and approach was personable yet professional. Truly upfront with no hidden... costs to surprise you. Transparent and honest and follow up was prompt and timely. Highly recommended for true efficiency and personalised service. Six star recommendation hands down.read more

Zulkifli Mohd Ain

16:47 19 Apr 19

Had recently renewed my COE for 10 years. Great dedicated team & helpful. Thanks to Robin & Jasmine for your clear breakdown... explanation & updates on my renewal process. Conveniently nearby to my workplace too! i can continue enjoying driving my favourite car now! Good Work & Keep it Up guys!👍👍👍read more

Lin Jiahong

12:45 03 Apr 19

To Robin and Jasmine: Fast response, Dropped them a text over the weekend and received a reply on my query next working day... morning. Good and honest advice on the market situation, giving me good information to make my own decision. Friendly, helpful and explained to me the whole process during the appointment.Efficient in processing my coe renewal when I decided to go ahead.Very pleasant 1 stop service and really hassle free, shared their experiences with me and will go back to them for future car related services! Cheers!read more

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Top 5 Car Loan Terms & Conditions That Can Cost You More Than Interest Rates

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