Renewal For Expired COE Cars

When is the correct time to apply for a COE renewal? We have been asked a lot about this and our standard answer is at least two weeks before expiry. The best time is actually in the month prior to the month of expiry. Why? Because you can choose to renew at a cheaper rate.

To help you remember, LTA sends out letter reminders with the Q02 form (like below) about one month ahead of time.

But even then, many owners forget their actual expiry date, and ask us how late is too late.

You might be surprised, we can help with your COE Renewal after it expires!

For up to a maximum of one month after expiry. if you come to us, we will be able to do the COE renewal for you.

LTA Rules for COE Expired Cars

Note however, the LTA fees charged for late COE renewals are shown on the reverse side of the Q02 form, and range from $50 upwards to $250. It increases with the cc of the engine.

In addition to the late fee, there is also late road tax charge, as well as towing fees if your vehicle needs to be inspected at Vicom – this applies to OPC cars which needs to have seal inspection done. Normal passenger cars need not be inspected at the COE renewal year – when it turns 11 years old.

The above, plus the fact that LTA does not allow you to use the PQP rate of the month after COE expiry – even if it happens to be cheaper; you must use the PQP of the month your car expires – this makes it not a good idea to let your COE expire on your car if you intend to renew.

So, although we can help for those who have already expired, it would be easier and less costly to contact us to do it promptly! 

Other Disadvantage of Expired COE

Plus of course, the disadvantage of not being able to drive when COE is expired, and which means road tax is also expired. Drive and you may be slapped with a hefty fine!

So if your car is not expired yet with a few months to go, we recommend you come to us to register for the COE renewal loan first. And we will put you on our PQP monitoring program to help you renew at the best price and you need not worry about expiry and all those extra costs and possible fines for driving an expired car.

Though there are these late charges, this is still insignificant as compared to the cost of having to buy a new car and having to tow your old car (yes, because it cannot be driven) to the scrapyard.

So if you are late? Don’t worry, contact us for help by using the form on the right! Or call / SMS 92782880 during office hours, we are happy to assist.